Depending on your unique situation, debt settlement may be your best option to avoid bankruptcy. Our debt settlement program is designed to assist individuals who are having trouble making the required payments on their unsecured debts – credit card debts, personal loans, medical bills, etc.

The process works within your monthly budget to find an affordable debt reduction solution for you. Our objective is to negotiate with creditors on your behalf to obtain mutually agreeable settlements for less than the full amount you currently owe. Success in the program will require you to accumulate funds on a regular monthly basis through a savings program.

As your savings balance builds, Anderson Chase Financial of San Diego is able to begin the final negotiation processes with each creditor. Your funds are disbursed to creditors only AFTER settlements have been negotiated. Be patient – depending on your individual account balances, it may take six months or more to settle your first account, but Anderson Chase Financial is committed to helping you eliminate your credit card debt.

Every case is unique due to a number of variables, including the individual nature of your financial situation, the creditors with whom you have done business, the number and amount of your debts, the percentage of your secured versus unsecured debts, and your disposable income.

It is also important to understand that having your debts negotiated through a debt settlement program is not the same as paying off your debts through a debt management program offered through a credit counseling company. A debt management program can often lower your regular monthly payment and interest rates, and you will be able to repay your debt in full and legally eliminate credit card debt.

* You must have at least $7,500 USD of unsecured debt and be 18 years of age or older to qualify for our program.

What Debt Qualifies?

DISCLAIMER – This document is intended to provide a brief overview of this program. This document is not intended and should not be construed as constituting any type of expressed and or implied warranty or contractual representation.